/* ===========================================================
   BizFractional — Design System
   Editorial · executive · white-led · indigo accent for CTAs
   =========================================================== */
:root{
  /* palette */
  --white:#ffffff;
  --bg:#ffffff;
  --bg-soft:#f5f6f8;          /* soft off-white surface */
  --bg-soft2:#eef0f3;
  --ink:#1b1d22;             /* charcoal headings */
  --ink-2:#33363d;           /* dark body */
  --body:#4a4e57;            /* body text */
  --muted:#7c818c;           /* muted grey */
  --line:#e5e7eb;            /* hairline border */
  --line-2:#d8dbe1;
  --accent:#2f1f88;          /* indigo — CTAs / highlights only */
  --accent-2:#4636a8;
  --accent-soft:#efeefa;     /* faint indigo tint */
  --charcoal:#15171c;        /* dark sections / footer */
  --charcoal-2:#1d2026;
  --on-dark:#e9eaee;
  --on-dark-muted:#a3a7b2;
  --ok:#1f8e63;
  /* type */
  --serif:'Newsreader', Georgia, 'Times New Roman', serif;
  --sans:'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;
  /* layout */
  --container:1180px;
  --container-narrow:880px;
  --radius:6px;
  --radius-lg:10px;
  --shadow-sm:0 1px 2px rgba(20,23,30,.05), 0 1px 3px rgba(20,23,30,.06);
  --shadow:0 6px 24px rgba(20,23,30,.07), 0 2px 6px rgba(20,23,30,.05);
  --shadow-lg:0 18px 50px rgba(20,23,30,.12);
  --ease:cubic-bezier(.22,.61,.36,1);
}

/* reset / base */
*,*::before,*::after{box-sizing:border-box}
html,body{overflow-x:clip}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:96px}
.grid>*,.cta-inner>*,.svc>*,.rows .row>*,.list-check li>*{min-width:0}
.f-contact a,.prose a,.rows a{overflow-wrap:anywhere}
body{margin:0;font-family:var(--sans);color:var(--body);background:var(--bg);
  font-size:clamp(1rem,.97rem + .15vw,1.075rem);line-height:1.7;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-wrap:break-word}
img{max-width:100%;display:block;height:auto}
a{color:var(--accent);text-decoration:none;transition:color .2s var(--ease)}
a:hover{color:var(--accent-2)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);font-weight:500;line-height:1.12;
  letter-spacing:-.012em;margin:0 0 .5em}
h1{font-size:clamp(2.5rem,1.7rem + 3.4vw,4rem);letter-spacing:-.02em}
h2{font-size:clamp(1.95rem,1.4rem + 2.2vw,2.85rem)}
h3{font-size:clamp(1.25rem,1.05rem + .9vw,1.6rem);line-height:1.2}
h4{font-size:1.12rem;line-height:1.3;font-family:var(--sans);font-weight:600;letter-spacing:0;color:var(--ink)}
p{margin:0 0 1.1rem}
strong{color:var(--ink-2);font-weight:600}
::selection{background:var(--accent);color:#fff}

/* layout helpers */
.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:clamp(1.2rem,4vw,2rem)}
.narrow{max-width:var(--container-narrow)}
.section{padding-block:clamp(3.6rem,2.4rem + 5vw,7rem)}
.section-sm{padding-block:clamp(2.6rem,2rem + 3vw,4.4rem)}
.bg-soft{background:var(--bg-soft)}
.bg-charcoal{background:var(--charcoal);color:var(--on-dark)}
.bg-charcoal h1,.bg-charcoal h2,.bg-charcoal h3{color:#fff}
.grid{display:grid;gap:clamp(1.2rem,3vw,2rem)}
.cols-2{grid-template-columns:repeat(2,1fr)}
.cols-3{grid-template-columns:repeat(3,1fr)}
.cols-4{grid-template-columns:repeat(4,1fr)}
.items-center{align-items:center}
.gap-lg{gap:clamp(2rem,4vw,4rem)}

/* type accents */
.eyebrow{display:inline-flex;align-items:center;gap:.6rem;font-family:var(--sans);font-weight:600;
  font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin:0 0 1rem}
.eyebrow::before{content:"";width:26px;height:1.5px;background:var(--accent);opacity:.65}
.eyebrow.on-dark{color:#b9b2ec}.eyebrow.on-dark::before{background:#b9b2ec}
.lead{font-size:clamp(1.15rem,1.05rem + .5vw,1.4rem);line-height:1.6;color:var(--ink-2)}
.muted{color:var(--muted)}
.serif-accent{font-family:var(--serif);font-style:italic;font-weight:400}
.max-60{max-width:62ch}.max-50{max-width:52ch}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;cursor:pointer;
  font-family:var(--sans);font-weight:600;font-size:.97rem;letter-spacing:.005em;
  padding:.85rem 1.5rem;border-radius:var(--radius);border:1.5px solid transparent;
  transition:all .22s var(--ease);text-align:center;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--accent);color:#fff;border-color:var(--accent)}
.btn-primary:hover{background:var(--accent-2);color:#fff;transform:translateY(-1px);box-shadow:var(--shadow)}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--ink);color:var(--ink);background:var(--bg-soft)}
.btn-ghost.on-dark{color:#fff;border-color:rgba(255,255,255,.32)}
.btn-ghost.on-dark:hover{background:rgba(255,255,255,.08);border-color:#fff;color:#fff}
.btn-lg{padding:1rem 1.8rem;font-size:1.02rem}
.btn-wa{background:#1f8e63;border-color:#1f8e63;color:#fff}
.btn-wa:hover{background:#197a54;color:#fff;transform:translateY(-1px);box-shadow:var(--shadow)}
.btn-row{display:flex;flex-wrap:wrap;gap:.85rem}

/* header / nav */
.site-header{position:-webkit-sticky;position:sticky;top:0;z-index:60;
  background:#fff;background:rgba(255,255,255,.92);
  -webkit-backdrop-filter:saturate(180%) blur(14px);backdrop-filter:saturate(180%) blur(14px);
  border-bottom:1px solid #e5e7eb;border-bottom:1px solid var(--line);
  -webkit-transition:box-shadow .3s ease;transition:box-shadow .3s ease}
.site-header.scrolled{box-shadow:0 1px 0 #e5e7eb,0 8px 24px rgba(20,23,30,.06);box-shadow:0 1px 0 var(--line),0 8px 24px rgba(20,23,30,.06)}
.nav{display:-webkit-flex;display:flex;-webkit-align-items:center;align-items:center;-webkit-justify-content:space-between;justify-content:space-between;height:74px;padding:0}
.brand{display:-webkit-flex;display:flex;-webkit-align-items:center;align-items:center;-webkit-flex:0 0 auto;flex:0 0 auto}
.brand img{height:60px;width:auto}
.nav-links{display:-webkit-flex;display:flex;-webkit-align-items:center;align-items:center;list-style:none;margin:0;padding:0}
.nav-links > li{margin-right:1.7rem}
.nav-links > li:last-child{margin-right:0}
.nav-links a{font-family:var(--sans);font-weight:500;font-size:.95rem;color:#33363d;color:var(--ink-2);letter-spacing:.005em;text-decoration:none}
.nav-links a:hover,.nav-links a.active{color:#2f1f88;color:var(--accent)}
.nav-right{display:-webkit-flex;display:flex;-webkit-align-items:center;align-items:center}
.nav-toggle{display:none;background:none;border:0;cursor:pointer;padding:.4rem;color:var(--ink)}
.nav-toggle svg{width:26px;height:26px}
.nav-drawer{display:none}
.nav-backdrop{display:none}

/* hero */
.hero{position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(2rem,4vw,4rem);align-items:center;
  padding-block:clamp(3rem,2rem + 5vw,6rem)}
.hero h1{margin-bottom:.35em}
.hero-media{position:relative;overflow:hidden;border-radius:var(--radius-lg);border:1px solid var(--line)}
.hero-media img{width:100%;height:clamp(380px,56vw,640px);object-fit:cover;object-position:top center;display:block}
.hero-badge{position:absolute;left:-22px;bottom:34px;background:#fff;border:1px solid var(--line);
  border-radius:var(--radius);box-shadow:var(--shadow);padding:1rem 1.25rem;max-width:230px}
.hero-badge .n{font-family:var(--serif);font-size:1.9rem;color:var(--accent);line-height:1}
.hero-badge .l{font-size:.82rem;color:var(--muted);margin-top:.2rem}

/* trust strip */
.trust{display:flex;flex-wrap:wrap;align-items:center;gap:clamp(1.2rem,4vw,3rem);
  padding-block:1.5rem;border-block:1px solid var(--line)}
.trust .label{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-weight:600}
.trust .logos{display:flex;flex-wrap:wrap;gap:clamp(1rem,3vw,2.4rem);align-items:center}
.trust .logos span{font-family:var(--serif);font-size:1.18rem;color:var(--ink-2);opacity:.8;letter-spacing:.01em}

/* stat row */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(1rem,3vw,2rem)}
.stat .num{font-family:var(--serif);font-size:clamp(2.2rem,1.6rem + 2vw,3.1rem);color:var(--accent);line-height:1;letter-spacing:-.02em}
.stat .lbl{margin-top:.5rem;color:var(--body);font-size:.96rem}
.stat{padding-right:1rem}
.stat + .stat{border-left:1px solid var(--line);padding-left:clamp(1rem,2.5vw,2rem)}

/* cards */
.card{background:#fff;border:1px solid #e5e7eb;border:1px solid var(--line);-webkit-border-radius:10px;border-radius:10px;border-radius:var(--radius-lg);padding:clamp(1.5rem,2.5vw,2rem);
  -webkit-transition:-webkit-transform .28s cubic-bezier(.22,.61,.36,1),-webkit-box-shadow .28s cubic-bezier(.22,.61,.36,1),border-color .28s cubic-bezier(.22,.61,.36,1);
  transition:transform .28s cubic-bezier(.22,.61,.36,1),box-shadow .28s cubic-bezier(.22,.61,.36,1),border-color .28s cubic-bezier(.22,.61,.36,1)}
.card.hover:hover{-webkit-transform:translateY(-5px);transform:translateY(-5px);-webkit-box-shadow:0 18px 50px rgba(20,23,30,.1),0 4px 10px rgba(20,23,30,.06);box-shadow:0 18px 50px rgba(20,23,30,.1),0 4px 10px rgba(20,23,30,.06);border-color:rgba(47,31,136,.18)}
.card-link{display:block;text-decoration:none;color:inherit}
.card-link .card{height:100%;transition:transform .28s var(--ease),box-shadow .28s var(--ease),border-color .28s var(--ease)}
.card-link:hover .card{transform:translateY(-5px);box-shadow:0 18px 50px rgba(20,23,30,.1),0 4px 10px rgba(20,23,30,.06);border-color:rgba(47,31,136,.18)}
.card-link .card h3{margin:.5rem 0 .6rem}
.link-arrow{display:inline-block;margin-top:.9rem;font-size:.9rem;font-weight:600;color:var(--accent);letter-spacing:.02em}
.card .k{display:inline-block;font-size:.74rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;color:var(--accent);background:var(--accent-soft);border-radius:100px;padding:.28rem .85rem;margin-bottom:.75rem;font-family:var(--sans)}
.card h3{margin:.1rem 0 .55rem}
.card p:last-child{margin-bottom:0}
.card-num{font-family:var(--serif);color:var(--muted);font-size:.95rem;letter-spacing:.04em;display:block;margin-bottom:.7rem}

/* ---- Services tile grid (index homepage) ---- */
.svc-tile{border-top:2px solid var(--line);padding-top:1.2rem;transition:border-color .25s var(--ease)}
.svc-tile:hover{border-top-color:var(--accent)}
.svc-num{display:block;font-family:var(--serif);font-size:.85rem;color:var(--accent);opacity:.55;letter-spacing:.06em;margin-bottom:.4rem;transition:opacity .25s var(--ease)}
.svc-tile:hover .svc-num{opacity:1}
.svc-tile h3{margin:.05rem 0 .45rem;font-size:clamp(.97rem,.94rem + .15vw,1.08rem)}

/* ---- Focus Area Card Grid ---- */
.fa-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:2.8rem}
@media(max-width:900px){.fa-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.fa-grid{grid-template-columns:1fr}}
.fa-wrap{display:flex;height:100%;text-decoration:none;color:inherit}
.fa-wrap:hover .fa-card{transform:translateY(-6px);box-shadow:0 20px 56px rgba(20,23,30,.12),0 4px 12px rgba(20,23,30,.06);border-color:rgba(47,31,136,.2)}
.fa-wrap:hover .fa-stripe{height:7px}
.fa-wrap:hover .fa-arr{transform:translateX(5px)}
.fa-card{display:flex;flex-direction:column;width:100%;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s var(--ease)}
.fa-card.fa-cta{background:var(--accent-soft);border-color:rgba(47,31,136,.1)}
.fa-stripe{height:4px;background:var(--accent);transition:height .3s var(--ease);flex-shrink:0}
.fa-body{padding:clamp(1.3rem,2vw,1.75rem);flex:1;display:flex;flex-direction:column}
.fa-badge{width:46px;height:46px;border-radius:12px;background:var(--accent-soft);display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-bottom:1rem}
.fa-badge svg{width:20px;height:20px;color:var(--accent);stroke:currentColor;fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.fa-num{font-size:.68rem;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);display:block;margin-bottom:.3rem}
.fa-card h3{font-size:clamp(1rem,.96rem + .2vw,1.15rem);margin:.1rem 0 .65rem;line-height:1.25;color:var(--ink)}
.fa-card p{color:var(--body);font-size:.91rem;line-height:1.66;margin:0;flex:1}
.fa-foot{display:flex;align-items:center;gap:.45rem;margin-top:1.25rem;font-size:.76rem;font-weight:700;color:var(--accent);letter-spacing:.08em;text-transform:uppercase}
.fa-arr{display:flex;align-items:center;transition:transform .25s var(--ease)}
.fa-arr svg{width:14px;height:14px;stroke:currentColor;fill:none;stroke-width:2.5;stroke-linecap:round;stroke-linejoin:round}
.fa-cta-stripe{background:var(--ok)}
.fa-cta-badge{background:rgba(31,142,99,.1)}
.fa-cta-badge svg{color:var(--ok)}
.fa-cta-num{color:var(--ok)}
.fa-cta-foot{color:var(--ok)}
.fa-thumb{position:relative;padding-bottom:56.25%;height:0;overflow:hidden;flex-shrink:0;background:var(--bg-soft)}
.fa-thumb img,.fa-thumb picture{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;object-position:center;display:block;transition:transform .4s var(--ease)}
.fa-wrap:hover .fa-thumb img{transform:scale(1.04)}

/* ── Focus Area image cards (insights-style) ── */
.fa-ic{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;text-decoration:none;color:inherit;-webkit-transition:-webkit-box-shadow .28s cubic-bezier(.22,.61,.36,1),-webkit-transform .28s cubic-bezier(.22,.61,.36,1);transition:box-shadow .28s cubic-bezier(.22,.61,.36,1),transform .28s cubic-bezier(.22,.61,.36,1)}
.fa-ic:hover{-webkit-box-shadow:0 16px 48px rgba(20,23,30,.11),0 3px 10px rgba(20,23,30,.06);box-shadow:0 16px 48px rgba(20,23,30,.11),0 3px 10px rgba(20,23,30,.06);-webkit-transform:translateY(-5px);transform:translateY(-5px)}
.fa-ic-img{position:relative;padding-bottom:56.25%;height:0;overflow:hidden;flex-shrink:0}
.fa-ic-img img,.fa-ic-img picture{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;object-position:center;display:block;-webkit-transition:-webkit-transform .4s cubic-bezier(.22,.61,.36,1);transition:transform .4s cubic-bezier(.22,.61,.36,1)}
.fa-ic:hover .fa-ic-img img{-webkit-transform:scale(1.05);transform:scale(1.05)}
.fa-ic-body{padding:1.8rem;display:flex;flex-direction:column;flex:1}
.fa-ic-body .tag{align-self:flex-start;margin-bottom:.65rem}
.fa-ic-body h3{margin:0 0 .5rem;color:var(--ink)}
.fa-ic-body p{margin:0;flex:1}
.fa-ic-link{font-weight:600;font-size:.88rem;color:var(--accent);margin-top:.9rem}
.fa-ic-cta{background:var(--accent-soft);border-color:rgba(47,31,136,.1)}
.fa-ic-cta .fa-ic-body{justify-content:center;height:100%}

/* service list item (editorial, not 3-card) */
.svc{display:grid;grid-template-columns:auto 1fr;gap:1.3rem;padding:1.7rem 0;border-top:1px solid var(--line)}
.svc:last-child{border-bottom:1px solid var(--line)}
.svc .idx{font-family:var(--serif);font-size:1.05rem;color:var(--muted);padding-top:.15rem;min-width:2.2rem}
.svc h3{margin:0 0 .4rem}
.svc .desc{max-width:60ch}
.svc .meta{margin-top:.7rem;display:flex;flex-wrap:wrap;gap:.5rem}

/* tags / pills */
.tag{display:inline-block;font-size:.8rem;font-weight:500;color:var(--ink-2);background:var(--bg-soft);
  border:1px solid var(--line);border-radius:100px;padding:.32rem .8rem}
.tag.accent{color:var(--accent);background:var(--accent-soft);border-color:transparent}

/* media + scrim */
.media{position:relative;border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line);height:0;display:block}
.media.tall{padding-bottom:125%}
.media.wide{padding-bottom:62.5%}
.media.square{padding-bottom:100%}
.media img,.media picture{position:absolute;top:0;left:0;width:100%;height:100%;object-fit:cover;object-position:top center;display:block}
.scrim{position:relative;border-radius:var(--radius-lg);overflow:hidden}
.scrim::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(15,17,22,.05) 0%,rgba(15,17,22,.66) 100%)}
.scrim img{width:100%;height:100%;object-fit:cover;object-position:top center}
.scrim .ov{position:absolute;left:0;bottom:0;z-index:2;padding:clamp(1.4rem,3vw,2.2rem);color:#fff}
.scrim .ov h3{color:#fff}

/* quote */
.quote{font-family:var(--serif);font-size:clamp(1.3rem,1.1rem + 1vw,1.9rem);line-height:1.45;color:var(--ink);
  font-style:italic;font-weight:400}
.quote-cite{margin-top:1.1rem;font-family:var(--sans);font-style:normal;font-size:.95rem;color:var(--muted)}
.quote-cite b{color:var(--ink-2);font-weight:600;font-style:normal;display:block}

/* problem / value rows */
.rows{display:grid;gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden}
.rows .row{background:#fff;padding:1.4rem clamp(1.2rem,2.5vw,1.8rem);display:grid;grid-template-columns:auto 1fr;gap:1.1rem;align-items:start}
.rows .row .mk{color:var(--accent);font-family:var(--serif);font-size:1.2rem;line-height:1.4}

/* CTA band */
.cta-band{background:var(--charcoal);color:var(--on-dark);border-radius:var(--radius-lg)}
.cta-band h2{color:#fff}
.cta-inner{display:grid;grid-template-columns:1.3fr auto;gap:2rem;align-items:center;
  padding:clamp(2rem,4vw,3.4rem)}
.cta-band .lead{color:var(--on-dark-muted)}

/* forms */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.1rem}
.field{display:flex;flex-direction:column;gap:.4rem}
.field.full{grid-column:1/-1}
.field label{font-size:.86rem;font-weight:600;color:var(--ink-2)}
.field label .req{color:var(--accent)}
.field input,.field select,.field textarea{font-family:var(--sans);font-size:1rem;color:var(--ink);
  background:#fff;border:1px solid var(--line-2);border-radius:var(--radius);padding:.8rem .9rem;width:100%;
  transition:border-color .2s,box-shadow .2s}
.field textarea{min-height:120px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--accent);
  box-shadow:0 0 0 3px var(--accent-soft)}
.field .hint{font-size:.8rem;color:var(--muted)}
.form-note{display:flex;align-items:center;gap:.5rem;font-size:.86rem;color:var(--muted);margin-top:.2rem}
.form-status{display:none;padding:.9rem 1.1rem;border-radius:var(--radius);font-size:.95rem;margin-top:.4rem}
.form-status.ok{display:block;background:#e9f6ef;color:#13633f;border:1px solid #bfe6cf}
.form-status.err{display:block;background:#fdecec;color:#8f2020;border:1px solid #f3c2c2}

/* FAQ accordion */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:1.25rem 2.5rem 1.25rem 0;position:relative;
  font-family:var(--serif);font-size:1.18rem;color:var(--ink);font-weight:500}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:.2rem;top:50%;transform:translateY(-50%);
  font-family:var(--sans);font-size:1.5rem;color:var(--accent);font-weight:400;transition:transform .25s}
.faq details[open] summary::after{content:"–"}
.faq .ans{padding:0 0 1.3rem;color:var(--body);max-width:72ch}

/* breadcrumb / page hero */
.page-hero{padding-block:clamp(2.6rem,2rem + 4vw,5rem) clamp(1.5rem,3vw,2.5rem)}
.breadcrumb{font-size:.85rem;color:var(--muted);margin-bottom:1.1rem}
.breadcrumb a{color:var(--muted)}.breadcrumb a:hover{color:var(--accent)}

/* footer */
.site-footer{background:var(--charcoal);color:var(--on-dark-muted);padding-block:clamp(3rem,5vw,4.5rem) 2rem}
.site-footer .f-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.2fr;gap:clamp(1.6rem,3vw,2.6rem)}
.site-footer img.f-logo{height:36px;margin-bottom:1.1rem}
.site-footer h5{font-family:var(--sans);font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;
  color:#fff;font-weight:600;margin:0 0 1rem}
.site-footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:.6rem}
.site-footer a{color:var(--on-dark-muted)}
.site-footer a:hover{color:#fff}
.site-footer .f-about{max-width:34ch;font-size:.95rem;line-height:1.65}
.f-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:1rem;align-items:center;
  margin-top:clamp(2rem,4vw,3rem);padding-top:1.5rem;border-top:1px solid rgba(255,255,255,.12);font-size:.85rem}
.f-contact a{display:flex;gap:.6rem;align-items:center;margin-bottom:.55rem;color:var(--on-dark);font-size:.95rem}
.f-contact svg{width:17px;height:17px;color:#b9b2ec;flex:0 0 auto}

/* misc */
.divider{height:1px;background:var(--line);border:0;margin:0}
.icon-ln{color:var(--accent);width:22px;height:22px}
.center{text-align:center}
.center .eyebrow{justify-content:center}.center .lead{margin-inline:auto}
.kicker-num{font-family:var(--serif);font-size:.95rem;color:var(--muted)}
.list-check{list-style:none;margin:0;padding:0;display:grid;gap:.7rem}
.list-check li{display:grid;grid-template-columns:auto 1fr;gap:.7rem;align-items:start}
.list-check li::before{content:"";width:20px;height:20px;margin-top:.18rem;border-radius:50%;
  background:var(--accent-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%232f1f88' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E") center/12px no-repeat;flex:0 0 auto}

/* reveal animation */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1;transform:none;transition:none}
  html{scroll-behavior:auto}
}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:2rem}
  .hero-media{order:-1;max-width:520px}
  .hero-media img{height:clamp(260px,65vw,420px)}
  .cta-inner{grid-template-columns:1fr;gap:1.5rem}
  .site-footer .f-grid{grid-template-columns:1fr 1fr}
  .site-footer .f-brand{grid-column:1/-1}
}
@media (max-width:860px){
  .nav-links,.nav-right .desktop-cta{display:none}
  .nav-toggle{display:inline-flex}
  .nav-drawer{position:fixed;top:74px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);
    box-shadow:var(--shadow-lg);padding:1.2rem clamp(1.2rem,4vw,2rem) 1.6rem;display:none;flex-direction:column;gap:.2rem;z-index:59}
  .nav-drawer.open{display:flex}
  .nav-drawer a{padding:.8rem 0;border-bottom:1px solid var(--line);font-weight:500;color:var(--ink-2);font-size:1.05rem}
  .nav-drawer a:last-of-type{border-bottom:0}
  .nav-drawer .nav-sub{padding:.5rem 0 .5rem 1.2rem;font-size:.92rem;font-weight:400;color:var(--muted);border-bottom:0}
  .nav-drawer .nav-calc{color:var(--accent);font-weight:600;border-bottom:1px solid var(--line);padding-bottom:.8rem;margin-bottom:.2rem}
  .nav-drawer .btn{margin-top:.8rem}
  .nav-backdrop.open{display:block;position:fixed;inset:74px 0 0;background:rgba(20,23,30,.4);z-index:58}
  .cols-2,.cols-3,.cols-4{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr 1fr;gap:1.6rem 1rem}
  .stat + .stat{border-left:0;padding-left:0}
  .form-grid{grid-template-columns:1fr}
}
@media (max-width:560px){
  .stats{grid-template-columns:1fr 1fr}
  .hero-badge{left:0;position:relative;bottom:auto;margin-top:1rem;max-width:none}
  .btn-row .btn{width:100%}
  .cta-band .btn{width:100%}
}

/* article / prose */
.prose{max-width:74ch}
.prose>h2{margin-top:2.4rem}
.prose>h3{margin-top:1.7rem}
.prose p,.prose li{font-size:1.075rem;line-height:1.78;color:var(--ink-2)}
.prose ul,.prose ol{margin:0 0 1.2rem;padding-left:1.3rem}
.prose li{margin-bottom:.55rem}
.prose ul li::marker{color:var(--accent)}
.prose ol li::marker{color:var(--accent);font-family:var(--serif)}
.prose strong{color:var(--ink)}
.prose a{font-weight:600;text-decoration:underline;text-underline-offset:2px;text-decoration-color:var(--line-2)}
.prose a:hover{text-decoration-color:var(--accent)}
.article-meta{display:flex;flex-wrap:wrap;gap:.7rem;align-items:center;color:var(--muted);font-size:.92rem;margin-top:1rem}
.article-meta .dot{width:4px;height:4px;border-radius:50%;background:var(--line-2)}
.callout{background:var(--accent-soft);border-left:3px solid var(--accent);border-radius:0 8px 8px 0;padding:1.1rem 1.3rem;margin:1.7rem 0}
.callout p:last-child{margin:0}

/* readable stat numbers on dark bands (fix low-contrast indigo on charcoal) */
.bg-charcoal .stat .num{color:#b9b2ec}
.bg-charcoal .stat .lbl{color:var(--on-dark-muted)}

/* contact two-column (stacks on mobile) */
.contact-grid{grid-template-columns:1.25fr .85fr}
@media (max-width:860px){
  .contact-grid{grid-template-columns:1fr}
}
@media (max-width:560px){
  .site-footer .f-grid{grid-template-columns:1fr}
}

/* ───── NAV DROPDOWN ───── */
.nav-links .has-drop{position:relative}
.nav-links .has-drop>a{display:-webkit-inline-flex;display:inline-flex;-webkit-align-items:center;align-items:center;cursor:pointer}
.nav-links .has-drop>a::after{content:"";width:0;height:0;border-left:4px solid transparent;
  border-right:4px solid transparent;border-top:5px solid currentColor;opacity:.5;
  -webkit-transition:-webkit-transform .2s ease;-webkit-transition:transform .2s ease;transition:transform .2s ease;-webkit-flex-shrink:0;flex-shrink:0;margin-left:.35rem}
.nav-links .has-drop.drop-open>a::after{-webkit-transform:rotate(180deg);transform:rotate(180deg)}
.drop{display:none;position:absolute;top:100%;top:calc(100% + 6px);left:-.8rem;min-width:250px;background:#fff;
  border:1px solid #e5e7eb;-webkit-border-radius:10px;border-radius:10px;
  -webkit-box-shadow:0 8px 40px rgba(20,23,30,.16);box-shadow:0 8px 40px rgba(20,23,30,.16);padding:.6rem;z-index:9999}
.nav-links .has-drop.drop-open .drop{display:block}
.drop a{display:block;padding:.6rem .9rem;-webkit-border-radius:6px;border-radius:6px;font-size:.92rem;
  color:#33363d;font-weight:500;white-space:nowrap;text-decoration:none}
.drop a:hover,.drop a:focus{background:#efeefa;color:#2f1f88;outline:none}
.drop-divider{height:1px;background:#e5e7eb;margin:.4rem .6rem}
.drop-head{display:block;padding:.5rem .9rem .25rem;font-size:.72rem;letter-spacing:.13em;
  text-transform:uppercase;color:#7c818c;font-weight:600}

/* ───── SCROLL PROGRESS BAR ───── */
#scroll-prog{position:fixed;top:0;left:0;width:100%;height:3px;background:var(--accent);
  transform-origin:left;transform:scaleX(0);z-index:200;pointer-events:none;
  transition:transform .08s linear}

/* ───── FLOATING ACTION BUTTON ───── */
.fab{position:fixed;bottom:1.8rem;right:1.5rem;z-index:90;display:flex;flex-direction:column;
  gap:.55rem;opacity:0;pointer-events:none;transform:translateY(16px);
  transition:opacity .3s var(--ease),transform .3s var(--ease)}
.fab--on{opacity:1;pointer-events:auto;transform:translateY(0)}
.fab-wa,.fab-call{display:flex;align-items:center;justify-content:center;gap:.5rem;
  border-radius:100px;cursor:pointer;font-weight:600;font-size:.92rem;
  box-shadow:0 4px 18px rgba(20,23,30,.18);transition:transform .2s var(--ease),box-shadow .2s var(--ease)}
.fab-wa{background:#25D366;color:#fff;width:50px;height:50px;align-self:flex-end}
.fab-wa:hover{color:#fff;transform:scale(1.08);box-shadow:0 8px 24px rgba(37,211,102,.35)}
.fab-call{background:var(--accent);color:#fff;padding:.75rem 1.2rem}
.fab-call:hover{color:#fff;background:var(--accent-2);transform:translateY(-2px);box-shadow:0 8px 24px rgba(47,31,136,.35)}
.fab-call span{white-space:nowrap}
@media (max-width:560px){
  .fab{bottom:1.2rem;right:1rem}
  .fab-call span{display:none}
  .fab-call{width:50px;height:50px;padding:0}
}

/* ───── CARD ICON (focus pages) ───── */
.card-icon{font-size:1.6rem;line-height:1;margin-bottom:.8rem;display:block}
.card.hover:hover{transform:translateY(-5px);box-shadow:0 18px 50px rgba(20,23,30,.1),0 4px 10px rgba(20,23,30,.06);border-color:rgba(47,31,136,.18)}

/* ───── TESTIMONIALS ───── */
.testimonials{display:grid;grid-template-columns:repeat(3,1fr);gap:1.6rem}
.tcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.4rem,2.5vw,2rem);display:flex;flex-direction:column;gap:1rem;
  transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s var(--ease)}
.tcard:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:rgba(47,31,136,.2)}
.tcard .stars{display:flex;gap:.2rem;color:#f4b942;font-size:1rem}
.tcard .body{font-family:var(--serif);font-style:italic;font-size:1.05rem;line-height:1.6;
  color:var(--ink-2);flex:1}
.tcard .body::before{content:'\201C'}
.tcard .body::after{content:'\201D'}
.tcard .author{display:flex;align-items:center;gap:.8rem;margin-top:.4rem}
.tcard .avatar{width:44px;height:44px;border-radius:50%;object-fit:cover;border:2px solid var(--line);flex:0 0 auto}
.tcard .name{font-weight:600;font-size:.92rem;color:var(--ink);line-height:1.2}
.tcard .role{font-size:.82rem;color:var(--muted);margin-top:.1rem}
@media(max-width:860px){.testimonials{grid-template-columns:1fr}}

/* ───── FOCUS AREA CARDS (homepage section) ───── */
.focus-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:1rem}
.focus-card{border:1px solid var(--line);border-radius:var(--radius-lg);padding:1.4rem 1.2rem;
  background:#fff;text-decoration:none;display:flex;flex-direction:column;gap:.6rem;
  transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s var(--ease)}
.focus-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:rgba(47,31,136,.25);color:var(--ink)}
.focus-card .fi{font-size:1.8rem;line-height:1}
.focus-card h4{font-size:.97rem;color:var(--ink);margin:0;font-family:var(--sans);font-weight:600}
.focus-card p{font-size:.86rem;color:var(--muted);margin:0;line-height:1.5}
.focus-card .fc-arrow{margin-top:auto;font-size:.85rem;color:var(--accent);font-weight:600}
@media(max-width:980px){.focus-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:560px){.focus-grid{grid-template-columns:repeat(2,1fr)}}

/* ───── CALCULATOR ───── */
.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1.8rem,4vw,3.2rem);align-items:start}
.calc-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:clamp(1.4rem,3vw,2.2rem);box-shadow:0 2px 16px rgba(20,23,30,.06)}
.calc-panel h3{margin-top:0;font-size:1.15rem}
/* input fields */
.c-field{display:flex;flex-direction:column;gap:.3rem;margin-bottom:1rem}
.c-field label{font-size:.84rem;font-weight:600;color:var(--ink-2);letter-spacing:.01em}
.c-input-wrap{position:relative}
.c-input-wrap .c-unit{position:absolute;left:.9rem;top:50%;transform:translateY(-50%);
  font-size:.95rem;font-weight:600;color:var(--muted);pointer-events:none}
.c-input-wrap input[type=number]{width:100%;padding:.72rem .9rem .72rem 2rem;border:1.5px solid var(--line-2);
  border-radius:var(--radius);font-family:var(--sans);font-size:1rem;
  transition:border-color .2s var(--ease),box-shadow .2s var(--ease);background:#fff;color:var(--ink)}
.c-input-wrap input[type=number]:focus{outline:none;border-color:var(--accent);
  box-shadow:0 0 0 3px rgba(47,31,136,.1)}
.c-field input[type=number]:not(.has-unit){width:100%;padding:.72rem .9rem;border:1.5px solid var(--line-2);
  border-radius:var(--radius);font-family:var(--sans);font-size:1rem;
  transition:border-color .2s var(--ease),box-shadow .2s var(--ease);background:#fff;color:var(--ink)}
.c-field input[type=number]:not(.has-unit):focus{outline:none;border-color:var(--accent);
  box-shadow:0 0 0 3px rgba(47,31,136,.1)}
.c-hint{font-size:.79rem;color:var(--muted);line-height:1.4}
/* metric bar (visual current vs benchmark) */
.c-bar-wrap{display:flex;flex-direction:column;gap:.25rem;margin-top:.4rem}
.c-bar-track{height:6px;background:var(--line);border-radius:100px;overflow:hidden;position:relative}
.c-bar-bench{position:absolute;top:0;bottom:0;background:rgba(47,31,136,.15);border-radius:100px}
.c-bar-fill{height:100%;border-radius:100px;transition:width .5s var(--ease);min-width:4px}
.c-bar-fill.good{background:#22c55e}
.c-bar-fill.warn{background:#f59e0b}
.c-bar-fill.bad {background:#ef4444}
.c-bar-labels{display:flex;justify-content:space-between;font-size:.74rem;color:var(--muted)}
/* section divider inside panel */
.calc-divider{border:0;border-top:1px solid var(--line);margin:1.3rem 0}
.calc-section-label{font-size:.82rem;font-weight:700;color:var(--ink);letter-spacing:.04em;
  text-transform:uppercase;margin-bottom:.9rem}
.bench-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:.7rem}
/* results panel */
.results-panel{background:linear-gradient(135deg,#2f1f88 0%,#4a35c4 100%);
  border-radius:var(--radius-lg);padding:clamp(1.4rem,3vw,2.2rem);color:#fff}
.results-panel h3{color:#fff;margin-top:0;font-size:1.15rem;opacity:.9}
.result-row{display:flex;justify-content:space-between;align-items:center;
  padding:.75rem 0;border-bottom:1px solid rgba(255,255,255,.12)}
.result-row:last-of-type{border-bottom:0}
.result-row .r-label{font-size:.9rem;color:rgba(255,255,255,.78);max-width:60%}
.result-row .r-val{font-family:var(--serif);font-size:1.15rem;color:#fff;font-weight:600;white-space:nowrap}
.result-row .r-val.r-zero{color:rgba(255,255,255,.4);font-size:1rem}
.result-total-box{margin-top:1.2rem;padding:1.2rem;background:rgba(255,255,255,.12);
  border-radius:var(--radius);border:1px solid rgba(255,255,255,.2);
  display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap}
.result-total-box .rt-label{font-weight:700;color:#fff;font-size:.95rem;letter-spacing:.01em}
.result-total-box .rt-val{font-family:var(--serif);font-size:2rem;color:#fff;line-height:1;font-weight:600}
.result-total-box .rt-val.result-hi{color:#fbbf24;animation:pop .45s var(--ease)}
@keyframes pop{0%{transform:scale(1)}50%{transform:scale(1.1)}100%{transform:scale(1)}}
#r-msg{margin-top:1rem;font-size:.9rem;color:rgba(255,255,255,.8);line-height:1.65;min-height:2.4em;
  padding:.8rem 1rem;background:rgba(255,255,255,.08);border-radius:var(--radius);border-left:3px solid rgba(255,255,255,.3)}
/* explanation & cta below results */
.calc-explain{background:var(--bg-soft);border:1px solid var(--line);border-radius:var(--radius-lg);
  padding:1.4rem;margin-top:1.4rem}
.calc-explain h4{margin:0 0 .6rem;font-size:.95rem}
.calc-explain p{font-size:.85rem;color:var(--muted);line-height:1.7;margin:0}
@media(max-width:860px){.calc-grid{grid-template-columns:1fr}}