MIS & management reporting
Monthly MIS, KPI dashboards and review packs that turn raw data into management insight, with the top three to five actions for next month made obvious.
United Kingdom
Outsourced CFO and virtual Finance Director for UK businesses.
A senior India-based Chartered Accountant as your outsourced CFO or virtual FD. UK businesses get CFO-quality financial leadership at a fraction of the cost of an in-house hire, working alongside the accountant you already have.
The real cost of a UK Finance Director
£80k base is only the start.
A UK FD or CFO typically commands £80,000–£180,000 in base salary. Add employer National Insurance, pension, benefits, bonus and recruitment fees and the all-in annual cost reaches £110,000–£220,000 from year one.
| Cost line | In-house UK FD | BizFractional retainer |
|---|---|---|
| Base salary | £80,000 – £180,000 | Included |
| Employer NI, pension, benefits | £15,000 – £30,000 | Included |
| Bonus and recruitment fees | £15,000 – £40,000 | None |
| All-in annual cost | £110,000 – £220,000 | 70–85% lower |
What you get
The full FD remit, without the headcount.
Cash flow & working capital
Forecast cash, tighten the cash-conversion cycle and release capital trapped in receivables, payables and inventory.
Budgeting & forecasting
Annual budgets broken into monthly targets, rolling forecasts and scenario planning, so leadership always has a forward view and a plan.
Profitability & margin improvement
Find exactly where you make money and where you quietly lose it: product, customer, project and channel profitability, pricing and cost structure.
Internal controls & governance
Financial SOPs, approval matrices, maker-checker controls and review mechanisms that cut leakage and let you scale safely.
ERP & finance process transformation
Finance process design, ERP reporting alignment, chart-of-accounts structuring and automation that removes manual effort and speeds up the close.
Capital-raising advisory is offered to India-based businesses only. For UK clients we prepare investor and lender reporting and support diligence alongside your UK advisers.
Is this right for your business?
Built for UK founders who have outgrown their accountant.
UK SMEs between £2 million and £30 million of revenue sit in the gap between "the accountant is fine" and "we can afford a £150k FD". That gap is where cash runway gets underestimated, lenders ask for reporting that does not exist, and margins erode quietly.
- Founder-led and growing
- Revenue-generating but not yet at full-time FD scale
- Manufacturing, services, e-commerce, agencies, professional firms
- An acquisition, exit or lender review on the horizon
- An accountant you like, and a strategy gap they cannot fill
Iraq delivered for the first time in 7 years a positive top line. Harish played an important part, and was very resourceful in protecting and cleaning our balance sheet. I like to think you will not take a big risk in hiring Harish.
I would work for, with or recruit him. He took the team from OK performers to top regional performers. Improved AR efficiency was a material metric.
Common questions
Frequently asked questions
Is an Indian CA equivalent to ACA, ACCA or CIMA?
In rigour, broadly yes. The ICAI final-level pass rate consistently sits below 10%, lower than ACA, ACCA or CIMA. An Indian CA who has run finance inside FTSE and NYSE-listed groups brings the same technical base and more international exposure than most UK hires.
How do you work with our UK accountant?
Your accountant keeps statutory accounts, VAT, payroll and Companies House filings. We work above that layer: management accounts, cash forecasting, board reporting, fundraising and decision support. Most UK SMEs end up with exactly this hybrid.
What about data security and confidentiality?
Engagements run under a written agreement with confidentiality and data-handling terms. We work inside your systems, with your access controls, and never move data to personal devices or unmanaged tools.
What hours are you available?
A fixed window covering UK afternoons every working day, plus asynchronous work overnight so your morning starts with the numbers done.
Next step
Senior FD thinking, UK afternoons, India pricing.
Book a 30-minute call. We will tell you honestly whether an outsourced CFO fits, and what the first ninety days would deliver.