Strategic Finance Leadership
Part-time CFO support for planning, reviews, board-style reporting and promoter advisory.
Fractional CFO · Strategic Finance Advisory · Thane · Mumbai · India
Your Fractional CFO for clarity, control & confident growth.
For promoters whose business is growing but whose finance function hasn't kept up — whether that means better processes and controls, real visibility on margins and performance, investor-ready numbers, or simply knowing your cash position before it becomes a crisis.
CFO-level leadership for SMEs, MSMEs and founders — without the cost of a full-time hire.
Led by a Chartered Accountant with 25+ years in senior finance & CFO roles across 30+ countries. Serving Thane, Mumbai & all of India.
→ Free diagnostic: Is cash trapped in your working capital cycle?
$500M+
portfolios stewarded across 30+ countries
Built on senior finance leadership at global majors in energy, oilfield services & financial services
SchlumbergerWeatherfordShellEquifax
The growth blind spot
Your business is growing — but the finance function hasn't kept pace.
Revenue climbs, the team grows, the decisions get bigger. Yet the numbers arrive late, processes are manual, margins are a guess, and no one has a clear forward view of the business. Most growing businesses don't need a full-time CFO — they need CFO-level thinking applied at the right moments.
Your CA keeps you compliant. Your fractional CFO helps you decide, build, and act — on everything from systems and processes to performance tracking and fundraising.
If any of these sound familiar, you're exactly who we help:
- ”We're profitable on paper, but cash is always tight.”
- ”Our finance processes are ad-hoc — we need proper SOPs and controls.”
- ”I don't really know my product, customer or project-level margins.”
- ”We're planning to raise debt or equity and need investor-ready numbers.”
- ”We've outgrown Tally but don't know which ERP to move to.”
- ”My accountant handles compliance — but no one owns strategy.”
What a fractional CFO delivers
The financial leadership your business needs — without the full-time overhead.
We build the systems, reporting discipline and strategic thinking that let you run your business with confidence — embedded a few days a month, at a fraction of a full-time cost.
Clarity
A simple monthly dashboard — 6–8 metrics that actually matter for your business — lands in your inbox before your review meeting. You know your margins, your cash position and where you're tracking versus plan. No surprises.
Control
Proper SOPs, finance processes and internal controls so the business runs predictably — not on the promoter's memory. Working capital, costs and performance all managed with discipline, not guesswork.
Confidence
Whether you're walking into a lender meeting, a board review or a strategic decision, you have the numbers to back you up. Investor-ready models, scenario plans and governance that let you scale without second-guessing yourself.
How we help
A complete finance function — without the headcount.
We don't replace your CA or accountant — we orchestrate them and plug the gaps. From finance transformation and ERP advisory to fundraising and performance management, BizFractional covers the full strategic-finance remit.
Cash Flow & Working Capital
Forecasting, receivables & payables discipline, and liquidity planning that frees up trapped cash.
Profitability & Margins
Product, customer and project-level profitability, pricing support and cost-structure review.
MIS & Management Reporting
Monthly MIS, KPI dashboards and review packs that turn data into faster, better decisions.
Fundraising & Investor Readiness
Financial models, diligence support, lender/investor reporting and data-room readiness.
Budgeting & Forecasting
Annual budgets, rolling forecasts, scenario planning and variance analysis with action plans.
Outcomes, not overhead
Measurable impact across every part of the finance function.
10→2
days to close monthly reporting after finance transformation & automation
₹75 Cr
structured debt raised at ~200 bps lower cost with investor-ready financials
₹3 Cr+
cash freed for a ₹40 Cr manufacturer by fixing working capital & inventory
40%
reduction in idle cash for a ₹100 Cr+ group through rolling forecasts & KPI discipline
Engagement models
Work with us the way your business needs.
Flexible engagements — scale up to raise or transform, dial down once systems are humming.
Retainer
Virtual CFO
Ongoing monthly CFO oversight — MIS, cash, planning, performance reviews and decision support. Typically 2–4 days a month. Best suited for businesses above ₹10–15 Cr revenue that have outgrown ad-hoc finance.
Project
Focused Mandate
A defined assignment with a clear deliverable — ERP selection, fundraising, finance transformation, MIS redesign, working capital cleanup or pricing reset. Typically 6–16 weeks.
Advisory
Board & Review
Monthly or quarterly performance reviews with leadership — KPIs, risks, budgets and action plans. Works well alongside an existing finance team as a senior sounding board. Usually 1 day a month.
Proof, not promises
Real businesses, measurable change.
A ₹40 crore manufacturer was profitable yet perpetually short of cash. By mapping the full finance function — redesigning processes, fixing working capital discipline and giving the promoter a forward view of liquidity — we freed over ₹3 crore in 6 months. That same engagement also reduced the monthly close from 10 days to 2.
Every engagement is different. Some start with a leaking working capital cycle. Others with a fundraise, a broken ERP, or a management team flying blind on margins. The starting point is always a conversation.
”Harish always finds the problems — and the solutions.”Ian SherlockArea Director
Client voices
What business owners say.
★★★★★
Harish identified over ₹2 Cr sitting in slow-moving stock we didn't even realise existed. Within three months we'd freed it up and cut our CC loan limit. The ROI was immediate and undeniable.
Rajesh M.
Managing Director · Metal Components Manufacturer, Thane
★★★★★
Running three clinics without proper financial visibility was stressful. BizFractional built our MIS from zero — now I have weekly cash and collections in my inbox every Monday. Genuinely transformative.
Dr. Priya S.
Founder · Multi-Specialty Clinic Group, Mumbai
★★★★★
We were planning a fundraise with no credible financial model. Harish built it in three weeks and walked us through every investor conversation. We closed ₹8 Cr at terms we were proud of.
Vikram J.
Founder · Technology Services Firm, Pune
Representative client experiences. Client names withheld for confidentiality.
Deep expertise
Five areas where we go beyond general CFO advisory.
Each focus area is a defined engagement with specific deliverables, industry benchmarks and a proven methodology — not just advice.
⚙️
Finance Transformation
SOPs, controls, faster close
Explore →💻
ERP & Systems
ERPNext, Odoo, Tally migrations
Explore →📊
Performance Management
KPIs, Balanced Scorecard, dashboards
Explore →💰
Working Capital
Cash cycle, inventory, debtors
Explore →📈
Budgeting & Forecasting
Rolling forecasts, 13-week cash
Explore →
Who we serve
Trusted by promoters across India's growth economy.
Typically businesses with ₹10–200 Cr in revenue — with or without an in-house finance team — that have outgrown basic bookkeeping but don't yet need (or can't justify) a full-time CFO. We bring sector-aware finance leadership to the businesses that drive India forward.
ManufacturingTrading & DistributionServices & Professional FirmsExportersProject-based BusinessesFamily-managed EnterprisesFunded StartupsGrowth-stage SMEs & MSMEs
Meet your Fractional CFO
You'll work directly with Harish Iyer, CA.
BizFractional is led, hands-on, by a finance leader with 25+ years inside global majors — Ex‑Schlumberger, Weatherford, Shell & Equifax, with $500M+ stewarded across 30+ countries. Closer to home, Harish has led and advised finance functions for Indian entities across manufacturing, services and trading — from ₹20 Cr to ₹200 Cr+ in revenue. No account managers, no hand-offs: the person who advises you is the person who has done it.
Chartered Accountant · MBA, Manchester Business School · Based in Thane, Maharashtra
Not ready to talk yet?
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Start with a conversation
Book a strategy call.
A focused 30-minute conversation about your numbers, your growth plans, and where CFO-level leadership would move the needle first. No cost, no obligation, no jargon — your information stays strictly confidential.