Virtual CFO & Outsourced CFO · UK · USA · Europe

Fortune 500 CFO Experience. India Pricing. Available to Your Business, Anywhere.

UK Finance Directors cost £110k–£220k all-in. US CFOs run $195k–$364k. European FDs €110k–€200k. BizFractional delivers the same calibre of senior financial leadership — Fortune 500-trained, IFRS-fluent, English-first — at a fraction of the local sticker price.

Diverse international finance team collaborating remotely
The arbitrage

Same deliverables. Same rigour. Without the local sticker price.

A UK Finance Director produces board packs, manages cash flow models, leads fundraising processes and chairs finance reviews. So does BizFractional. A US CFO builds 13-week cash forecasts, challenges the business on margin, and keeps investors informed. So does BizFractional.

The difference is the cost — not the capability. CA Harish Iyer brings 25 years of senior finance experience managing $500M+ portfolios across 30+ countries, at companies including Shell (FTSE), Schlumberger (NYSE:SLB), Weatherford (NYSE:WFRD) and Equifax (NYSE:EFX). This is not generalist advisory. It is Fortune 500 CFO thinking — delivered to your business on a flexible retainer.

What the saving funds instead is your decision: two additional hires, a product development cycle, a marketing push, or straight to the bottom line.

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Market Local CFO/FD all-in BizFractional saving
🇬🇧 UK / Ireland £110,000 – £220,000/yr 70–85% saving
🇺🇸 USA $195,000 – $364,000/yr 75–88% saving
🇪🇺 Europe €110,000 – €200,000/yr 70–85% saving

All-in cost includes base salary, employer social contributions, pension, bonus and recruitment fee. BizFractional retainer pricing available on request.

The CFO background

The CFO background most local advisors can't match.

CA Harish Iyer spent 25 years inside the world's largest energy and data companies — not as a junior analyst, but as a senior finance leader managing multi-hundred-million-dollar portfolios across multiple geographies and entities.

Shell
Anglo-Dutch energy major · FTSE 100 / AEX listed · Global financial reporting and portfolio management
Schlumberger / SLB
World's largest oilfield services company · NYSE:SLB · Operations in 120+ countries · Multi-entity IFRS consolidations
Equifax
US Fortune 500 · NYSE:EFX · Global data analytics · Senior finance roles across international divisions
Weatherford International
NYSE:WFRD · Oilfield services in 75+ countries · Complex multi-currency portfolio management
MBA · Manchester Business School (Russell Group)
CA · ICAI (<10% pass rate)
30+ countries personal experience
Boardroom with natural light — representing global CFO experience
How it works

From first call to ongoing CFO partner — in five steps

Every engagement follows the same disciplined process. No surprises, no scope drift, no junior handoffs.

1
Discovery call — free, 30 minutes
We understand your business, your current finance function, and the specific challenges you need a CFO to solve. No obligation, no pitch.
2
Scope and engagement letter — Week 1
A clear written scope of work, deliverables list, engagement terms and pricing. No ambiguity — you know exactly what you are getting.
3
Month 1: deep dive + quick wins
Full review of your current financial position, reporting infrastructure, cash flow situation and key risks. Quick wins identified and actioned — most clients see tangible output within the first month.
4
Ongoing monthly rhythm — close, MIS, forecasts, board packs
Monthly close oversight, management accounts, 13-week cash forecast, board pack preparation and a regular strategic finance call. Finance runs like clockwork.
5
Quarterly board prep and reforecast
Full-year reforecast, rolling 3-year model update, board presentation narrative and Q&A preparation. You walk into every board meeting in control of your numbers.
Timezone overlap

One CFO. Available across four time zones.

IST working hours from 8am to 10pm cover the full UK afternoon, the full European late afternoon, and the full US East morning — in a single working day.

Region Timezone Live availability IST equivalent
🇬🇧 UK & Ireland BST (GMT+1) 1:30pm – 5:30pm 6pm – 10pm IST
🇪🇺 Europe (Central) CEST (GMT+2) 2:30pm – 6:30pm 6pm – 10pm IST
🇺🇸 US East (New York) EDT (GMT-4) 8:30am – 12:30pm 6pm – 10pm IST
🌎 US West (Los Angeles) PDT (GMT-7) 5:30am – 9:30am 6pm – 10pm IST

Outside live hours: async via WhatsApp, email and shared dashboards. Most async queries receive a same-business-day response.

Common questions

Frequently asked questions

Does an India-based CFO understand IFRS reporting for UK and European businesses?

Yes. Indian Accounting Standards (Ind AS) are closely aligned with IFRS 2023+, and senior Indian CAs routinely handle IFRS-compliant financial reporting. CA Harish Iyer's career at Shell, Schlumberger, Weatherford and Equifax involved managing multi-currency, multi-entity portfolios under IFRS across 30+ countries. UK IFRS reporting is entirely familiar territory. For US clients, Harish works alongside a US CPA for statutory filings while handling all strategic FP&A, forecasting and board reporting.

Is an Indian CA qualification recognised globally and equivalent to ACA, ACCA, CIMA or CPA?

The ICAI CA qualification carries one of the world's lowest professional exam pass rates — consistently below 10% at the final level. For comparison, ACCA sits at approximately 50% and the US CPA at 40–50%. The curriculum covers financial reporting (IFRS), audit and assurance, taxation, financial management and strategic decision-making — broadly equivalent to ACA (ICAEW), ACCA and CIMA in scope and rigour. Major global employers including the Big Four actively recruit ICAI CAs for CFO and FD roles internationally.

How does remote CFO delivery actually work day to day?

Remote CFO delivery follows a structured monthly rhythm: close oversight, management accounts review, 13-week cash forecast update, board pack preparation and a fortnightly or weekly strategic finance call. All communication is in English via Zoom, Google Meet, email and WhatsApp. Deliverables are shared via cloud platforms (SharePoint, Google Drive). Timezone overlap is genuine — IST working hours cover the full UK afternoon and the full US East morning in a single day. Most UK clients describe the async-plus-afternoon-live model as seamless within four to six weeks.

Is data security and GDPR compliance maintained when working with an India-based CFO?

Yes. All UK client engagements are covered by a Data Processing Agreement (DPA) compliant with UK GDPR. An NDA is signed before any financial data is shared. Cloud collaboration uses enterprise platforms (SharePoint, Google Workspace) with access logging. Critically, all work is done personally by CA Harish Iyer — it is not delegated to a junior team or offshore processing centre. Your data stays within a two-person professional engagement.

Book a call

Reserve your free 30-minute strategy call

No obligation. No pitch. Just a direct conversation with CA Harish Iyer about your business and whether a virtual CFO engagement makes sense for you.

Available: UK 1:30pm–5:30pm BST · Europe 2:30pm–6:30pm CEST · US East 8:30am–12:30pm EDT · US West 5:30am–9:30am PDT

What international colleagues say

Trusted across 30+ countries by CFOs, GMs and Area Directors.

Every recommendation is from a senior leader who worked with Harish in a high-pressure international environment — Russia, Iraq, MENA, Asia Pacific.

"One of the most significant turn-arounds the company had seen. Iraq delivered for the first time in 7 years a positive top line. I like to think you will not take a big risk in hiring Harish in your team."
Eric LambertArea Director (managed Harish) · Weatherford International
"Managed direct and indirect reports of over 40 covering Iraq and Turkmenistan. PIT tax reform resulted in long-term savings in excess of $1M. Excellent in leading under ambiguity and volatility."
Zardasht Kamal BanayCHRO — Iraq & Turkmenistan (colleague) · Weatherford
"Harish’s team continuously were ranked as the best team in MENA for KPIs including collection efficiency and month-end closure efficiency."
Erhan SaygiGeneral Manager (managed Harish) · Weatherford Iraq
"I would work for, with or recruit him. He knows that to succeed his team have to be diamonds — not afraid of working with coal and giving the time and pressure to achieve the gems."
Ian SherlockOTC Professional (colleague) · Weatherford
"A key player in the road to recovery. Working in such a difficult environment as Russia shows Harish’s character. The balance sheet was greatly improved during this period."
Frode GarlidCFO (managed Harish) · DeepOcean / SLB Russia
"Harish has excellent analytical skills, is well disciplined and an excellent communicator. He distinguished himself with the set-up of WesternGeco’s local operations in Mumbai."
Jeremy KitchinMineral Exploration (colleague, 5 years) · Schlumberger / WesternGeco

Bring MNC-grade finance discipline to your business — without the MNC price tag.

25 years. Shell, Schlumberger, Equifax, Weatherford. $500M+ portfolios. 30+ countries. Now available to your business on a flexible retainer.