
Idle cash in one company, costly debt in another
The situation. A family-held group ran cash surpluses in some entities while paying high interest in others, with new projects to fund.
What we did.
- 12-month rolling group cash forecast
- Forward fund-allocation rules across entities
- Project models and a structured debt raise
Typical outcome. Idle cash reduced by a third or more, and new borrowing secured 100–250 basis points cheaper.



