Fractional CFO services in Pune, built for how Pune businesses are run.
Senior finance leadership for Pune's engineering and auto-component manufacturers, IT and engineering-services firms and funded startups. A Chartered Accountant with 25 years inside global majors, on a monthly retainer, with a monthly on-site day in Pune and everything else on video.
Pune has world-class engineering and a finance gap to match.
Pune's business base is unusual. Tier-2 and tier-3 auto suppliers in Chakan, Talegaon and Ranjangaon feed OEMs that dictate price, payment terms and tooling. Engineering-services and IT firms in Hinjewadi, Kharadi and Magarpatta bill in dollars and pay in rupees. Startups in Baner and Koregaon Park raise capital on metrics their accountant has never computed.
Each of these needs a different finance conversation, and almost none of them have a CFO. The CA handles tax and audit. The promoter handles the bank. Nobody owns the question of whether the next tool-room investment, the next OEM contract or the next hire actually makes money.
We fill that gap on a fractional basis. Pune is two and a half hours from our Thane base by the Expressway, so an on-site day each month is practical, and the rest of the work happens where it should: in your ERP, your bank portal and a weekly video review.
Signs this is your business
- An OEM has asked for a cost breakdown and you cannot produce one you trust
- Receivables from a large customer run 90–120 days while the CC limit is full
- Export billing in dollars with no hedging policy
- A funding round is coming and the model is an Excel sheet the founder built
- The bank wants a projected CMA and nobody wants to prepare it
What a fractional CFO does for a Pune business.
- 01
Cost and pricing discipline for OEM suppliers
Product-wise contribution after tooling amortisation, scrap, rework and power. A price-revision file for the OEM backed by numbers, not a request. Capacity and make-or-buy decisions on the same base.
- 02
Working capital against long OEM terms
Debtor ageing by customer, bill-discounting and TReDS where it pays, stock covered by actual consumption, and a drawing-power statement the bank accepts first time. The cash released usually funds the next machine.
- 03
Dollar revenue, rupee costs
For IT and engineering-services firms: a hedging policy sized to exposure, project-level margin after bench cost, utilisation and realisation tracking, and the SOFTEX and FEMA housekeeping that keeps remittances clean.
- 04
Investor-ready finance for Pune startups
A driver-based model, unit economics the investor will recompute, a monthly board pack, and a data room that does not stall diligence. Fundraising advisory is India-only and runs alongside your lawyers.
Delivered on a retainer, not a project fee.
Concrete deliverables, owned by named people, on a fixed monthly fee.
Every month
- Management accounts by the tenth working day
- 13-week cash forecast refreshed weekly
- Product, project or customer margin report
- Bank and lender pack, covenant check
- A 90-minute review with the promoter or founder
In the first quarter
- Diagnostic of cost, cash and controls
- Chart of accounts aligned to how you manage
- Debtor and inventory targets by line
- Approval matrix and payment controls
- One on-site day in Pune each month
What changes in the first six months.
Shown as ranges across comparable, anonymised engagements. Your numbers depend on your starting point.
Ranges from comparable engagements with ₹10–200 crore businesses. See the representative engagements for the detail behind them.
Related pages and tools.
Fractional CFO in Pune: common questions
Do you come to Pune, or is it all remote?
Both. The standard retainer includes one on-site day a month in Pune, usually timed to the monthly review or a bank or OEM meeting. The rest runs on video and inside your systems. Chakan, Pimpri-Chinchwad, Hinjewadi, Kharadi, Hadapsar and Baner are all within a normal day's visit.
What does a fractional CFO in Pune cost?
A monthly retainer of two to four days, quoted as a fixed fee after the strategy call. It is typically a quarter to a third of the all-in cost of a full-time CFO at the same level. Our cost guide gives the ranges.
We already have a CA firm. What changes?
Nothing on the compliance side. Your CA keeps GST, income tax, audit and ROC. We work above that layer: costing, cash, MIS, bank and investor relationships, and the decisions. Most clients keep their existing CA and the relationship improves, because the books are now closed on time.
How soon can we start?
Within two weeks of the strategy call. The first thirty days are a diagnostic of cost, cash and controls, and the first deliverable is usually the 13-week cash forecast, because it changes decisions immediately.
Talk to a CFO about your Pune business.
A confidential 30-minute strategy call on video, or in person on our next Pune day. We will tell you where the cash and margin are hiding, and whether a fractional CFO is the right next hire.